Vacation/Second Home Purchase Mortgages

Purchasing a vacation property or a second home is a dream many Canadians share. We can help it come true for you.

Do you dream of owning a cottage in the Muskokas, condo in downtown Toronto, or a beautiful country home in the Niagara Escarpment? We’re here to help you turn that dream into a reality.

Owning a vacation home or second home is a life-long aspiration for many Canadians. When all of your hard work pays off and you’re ready to purchase a second home, we can help you keep that dream on track with a little expert guidance. The Financial Forum can navigate you through the process and connect you with a mortgage solution that best suits your requirements. In addition to budgeting for the purchase price and ongoing carrying costs, you must also take into account location, pricing trends, timelines, and much more. We’ll help you balance all of these considerations to secure the right mortgage solution for the right vacation home.

Let’s start with pre-approval, so you can start the house hunt with a clear understanding of how much you can afford to pay, what your mortgage payments will be and for how long, and how your home purchase fits into your overall financial picture. Once you find the right property, you’ll be able to put in an offer right away. Here are just a few advantages of the mortgage pre-approval process:

  • Pre-Approvals are FREE with no obligation to you
  • Lock in your interest rate for 120 Days
  • Know what you can afford
  • Be ready to make your offer as soon as you find your "dream home"
  • Minimal down payment of 5%

Your Dream Vacation Home Is Within Reach:

Ontario is home to countless dream getaway homes, you just have to look. Whether you dream of a cozy cottage in the Kawartha Lakes, a beautiful lake house on the shores of Wasaga Beach, a snowy chalet in the shadow of Blue Mountain, a small vineyard in the Niagara region or even an island all to yourself in the Thousand Islands, you can find it – and The Financial Forum can connect you with the right mortgage for your getaway home.

  • You deserve the right mortgage loan to suit your needs. We have a range of mortgage options to help you purchase and finance a vacation home or second home, with as little as 5% down!
  • Start your search on the right track with a Financial Forum pre-approval. With a pre-approval in hand, you have leverage during negotiations and have a clear picture of interest rates, payments, terms, and conditions.
  • For more than 30 years, we have assisted homeowners in Vaughan and the surrounding areas just like you purchase vacation and second homes. We have helped so many Ontarians live happier, more serene lives with an escape from hectic daily life. Are you ready to experience the transformation?

Together, We Make Mortgages Easy

Mortgages are complex financial instruments, but they don’t have to be. We use simple, online tools and easy-to-understand language to give you an idea of the rates and affordability ranges for your lifestyle.

We live and breathe home mortgages, and nothing gives us greater pleasure than being able to help people just like you achieve their life-long goals. We know how hard you’ve worked to get to this point and playing even a small role in this monumental moment is an honour for us. We will listen to your needs and guide you through the process to secure the best options available for you so you can purchase that vacation home you’ve long dreamed about.

Are you ready to get started?

Let the mortgage professionals at The Financial Forum assist you in making your next home buying experience a simple, straightforward, and stress free process. Call us at (905) 265-0246 to get started, or fill out the convenient online form below!


What people are saying

" Thank you so much for all of your help and expertise (and patience) over the past year. We’re finally moved into our new home and settling in. Without your help, this wouldn’t be..."

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