Self Employed Mortgage Loans

As a business owner, you are used to taking the path less travelled. While this can be rewarding in terms of setting your own hours, being your own boss, and securing your legacy, it can present an additional hurdle when it comes time to buy a home. Proving your income is not always straightforward, and strategies that make sense for the day-to-day operation of your business may work against you when seeking a home loan.

If, as a business owner you are worried about securing a mortgage, there is “light at the end of the tunnel.”

Some lenders treat self-employed Canadians like second-class citizens when it comes to securing a home loan. Here are The Financial Forum, we have a different approach. We know what it’s like to be self-employed – after all, as mortgage agents and brokers we are also considered self-employed.

We strongly believe that self-employed people shouldn’t be penalized for their entrepreneurialism. We recognize that your priorities are focused on building your business and that your financial information may not be reflective of the real picture.

We specialize in both traditional and alternative mortgages for non-traditional borrowers. We leverage our network of lenders to find the right mortgage solution. These lenders take the whole picture into account to determine your suitability for a mortgage product, not just your income statements.

We offer a wide range of Low Doc mortgage loans tailored specifically to self-employed people like yourself. With a Low Doc mortgage loan, proof of income requirements are less stringent. Applying is simple too.

In addition to helping you with your mortgage loan application, our mortgage planners can help ensure that the investment you secure is right for your individual investment goals. Whether you are just beginning the home buying process or have been denied for a home loan by your bank, we can help.

To find out more about our Low Doc loans or any of our financing services, submit the Apply Now form on the left of this page or simply call our office at 905-265-0246 or email us at mortgages@thefinancialforum.ca.

Looking forward to helping you reach your investment goals.


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" Thank you so much for all of your help and expertise (and patience) over the past year. We’re finally moved into our new home and settling in. Without your help, this wouldn’t be..."

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