buy your first home

YOUR GUIDE TO HOME OWNERSHIP

 

Want to know what it takes to move into the housing market with confidence?

Looking to stop renting and buying your first home? We can assist you in creating a logical and realistic plan in achieving the goal, the dream, of home ownership.  In addition, we will walk you through all the steps necessary to get to the finish line like finding the perfect mortgage, real estate agent, etc.

Can I really purchase a home?

Yes, this is a big deal. But remember, most of us have been where you are right now at some point. Sure, some have been blessed with a head start on a down payment or perhaps above average income levels and stellar credit. But these obstacles can be overcome and we want to help. We can help you with the entire process from improving your credit, helping you arrange and/or save for a down payment and of course with your mortgage requirements. It’s important to plan and have all these things in place so you know exactly what to expect. A home is likely the most expensive investment you will ever make, so let’s get this right!

Each individual is unique and each home is unique. However, the process of moving from a renter to a home buyer is the same, or at least should be. It should not involve a “seat of the pants” approach where one finds a home and then scrambles to get a mortgage and fulfill conditions.

That would only lead to disappointment and possible other financial damages.

This is where our Stop Renting Plan comes in. With this plan, we will take a snapshot of where you stand today, and provide you with a detailed map of what will be required to reach your goal of home ownership. This will include everything from credit, to down payment to a pre-approval you can count on. You’ll get approved to buy a home and underwritten upfront – before you even start shopping. This program eliminates the guessing and stress and will make the process of buying a home a lot smoother.

  • Establish a purchase price limit
  • Establish a timeline and budget
  • Make an offer with confidence

PLAN TO BE A HOMEOWNER:

MAKE YOUR INVESTMENT INTELLIGENTLY!

Moving Forward With Confidence:

Know exactly where you stand with credit, deposit, down payment and a mortgage pre-approval before you start your search! It’s easy and smart. While each situation is unique and some can accomplish their goals faster than others, having a map, a guide and a go to person for advice guarantees that you are moving in the right direction. You’ll know which homes fit your budget and what mortgage payment you’ll be approved for, so you can shop more efficiently. And, once you find a home you want to place an offer on, you’re in a better position to negotiate with sellers because they know you’ll be able to back up your offer.

Why The Financial Forum?

  • Establish a clear map and plan out your actions
  • Know exactly what is required and develop a timeline to reach your goal
  • Make the process realistic and efficient
  • Know how much you can spend.
  • Negotiating power

We know you’re excited, so we’ve made Stop Renting easier than ever. If you’re eager to be a homeowner, call The Financial Forum for your personal guide to home ownership!

Have any questions, need any advice? Visit us at www.thefinancialforum.ca. Email us at mortgages@thefinancialforum.ca. Call us at (905) 265-0246.

VERICO The Financial Forum Ltd.

“Your Connection To A Better Mortgage”

Together, We Make Mortgages Easy!